I have been following the roll out of the Affordable Care Act with a great deal of interest. My company’s no-deductible Blue Cross insurance policy was cancelled, and our rates on the replacement plan are over 33% higher, along with a $1,200 deductible. What I want is not anything outrageous or difficult. I simply want what was promised by the president and leaders in congress. I want to keep the health plan that worked for me and my employees. I am glad to see that President Obama has apologized, but that is not helping me.
What I, and many business owners want, is the freedom to choose an affordable plan that is best for us. This means that the ObamaCare famous “Ten Essential Health Benefits” will need to be changed to allow choice. My employees decided that they didn’t want to pay for prescription coverage, mental health coverage, substance abuse recovery coverage, pediatric dental or durable medical devices. The ACA doesn’t allow insurance plans that omit these items. That is a mistake. Our insurance would be significantly more affordable without these mandated items.
It is not the government’s role to force me to buy unaffordable insurance that I will never use. If we can get the law changed to allow real choice in our insurance, that is a clear and real starting point. Without that, the president’s apology is a nice gesture, but lacking in any real substance.